Double vision…not so good. Double options…very good! Because you have two vision plan options — Base and Premium — and two provider options — EyeMed and VSP — to choose from, you can make sure you have the right amount of coverage for your specific eye care needs.
Here’s how the vision plans work:
- The Base Plan is a PPO option that covers in- and out-of-network care. This plan covers an eye exam at 100% and gives you access to discounts on other products.
- The Premium Plan is an enhanced PPO option that covers in- and out-of-network care, with additional allowances for lenses, frames and contacts.
- You’ll pay the cost of vision coverage with before-tax dollars. How much you pay is based on the vision plan you choose and the number of dependents you cover. You can enroll any combination of you, your spouse, and your children in the option you choose.
Vision Plans at a Glance (In-Network)
Here’s a high-level listing of commonly covered vision benefits. For more information, refer to the summary of benefits for these plans.
|Base Plan||Premium Plan|
|Routine Vision Exam
(once per plan year)
|Covered 100%||You pay $10|
|Frames (once per plan year)||Discount may apply||$200 allowance1|
|Lenses (once per plan year; premium lenses may cost more)||Discount may apply||Single vision, bifocal, trifocal: You pay $10
Standard progressive2: You pay $10
Lenticular: You pay $10
|Lens Enhancements||Discount may apply||UV treatment: You pay $15
Tint (solid and gradient): You pay $15
Standard plastic scratch-resistant coating: You pay $15
Standard anti-reflective coating: You pay $45
Standard polycarbonate–adults: You pay $15
Standard polycarbonate–children: You pay nothing
Other add-ons: Discount only
|Contact Lenses||Not covered||Medically necessary: You pay nothing
Elective: $200 allowance1
Fit and evaluation: You pay $10
|Laser Surgery||15% off regular price or 5% off promotional price||15% off regular price or 5% off promotional price|
1 Allowance can be used for frames or elective contact lenses, but not both.
2 Vision benefits are for standard progressives. Enhanced progressives may cost more, and coverage will vary by insurance carrier.